Case C-679/24, UniCredit Bank and Momentum Credit: Judgment of the Court (Ninth Chamber) of 19 March 2026 (request for a preliminary ruling from the Fővárosi Törvényszék – Hungary) – HL v UniCredit Bank Zrt., Momentum Credit Zrt. (Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Loan agreement denominated in foreign currency – Term placing the exchange rate risk on the consumer – Effects of a finding that the term is unfair – Action for restitution of the sums paid pursuant to the unfair term – Starting point of the limitation period for an action for restitution – Resumption of the limitation period after a period of suspension)