Order of the Court (Tenth Chamber) of 16 December 2025.#AF v Cofidis Magyarországi Fióktelepe.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Loan denominated in a foreign currency – Unfair term placing the burden of the exchange rate risk on the consumer – Effects of the finding that such a term is unfair – Invalidity of the contract – Consequences of that invalidity – National legislation providing for an obligation for the consumer to request, in respect of those consequences, that that contract be declared ‘valid’ for the purposes of the national law – Choice to be made by the consumer between the ‘restoration of the former situation’ or the application of the rules on ‘unjust enrichment’.#Case C-565/23.