Case C-549/23, American Express Europe and Others: Judgment of the Court (Second Chamber) of 16 April 2026 (request for a preliminary ruling from the College van Beroep voor het bedrijfsleven – Netherlands) – American Express Europe SA, American Express Carte France SA, Visa Europe Ltd, Mastercard Europe SA, Koninklijke Luchtvaart Maatschappij NV v Autoriteit Consument en Markt (Reference for a preliminary ruling – Payment services in the internal market – Regulation (EU) 2015/751 – Article 2(10) – Interchange fees for card-based payment transactions – Article 2(11) – Net compensation – Article 4 – Cap on the amount of those fees – Article 5 – Prohibition of circumvention – Remuneration received by a co-branding partner from a three party payment card scheme – Application of that cap to that remuneration – Deduction of the value of the services provided by the co-branding partner)