Case C-236/23, Matmut: Judgment of the Court (First Chamber) of 19 September 2024 (request for a preliminary ruling from the Cour de cassation – France) – Mutuelle assurance des travailleurs mutualistes (Matmut) v TN, MAAF assurances SA, Fonds de garantie des assurances obligatoires de dommages (FGAO), PQ (Reference for a preliminary ruling – Compulsory insurance against civil liability in respect of the use of motor vehicles – Directive 2009/103/EC – Articles 3 and 13 – Insurance contract concluded on the basis of an intentional false statement concerning the usual driver – National legislation providing that the nullity of an insurance contract may be invoked against a passenger victim, who is also the insurance policyholder, where that nullity results from an intentional false statement made by that person when the contract was concluded – Abuse of rights – Action brought against the policyholder seeking to establish his liability as a result of his intentional false statement)