Case C-138/22: Order of the Court (Ninth Chamber) of 18 November 2022 (request for a preliminary ruling from the Sąd Rejonowy dla Warszawy — Śródmieścia w Warszawie — Poland) — TD, SD v mBank S.A. (Reference for a preliminary ruling — Article 53(2) of the Rules of Procedure of the Court of Justice — Unfair terms in consumer contracts — Mortgage loan agreement indexed to a foreign currency — Unfair terms — Invalidity of the contract on account of the inclusion of unfair or unlawful terms — Choice of the consumer — Interpretation of national law — Clear lack of jurisdiction)