Case C-634/21, SCHUFA Holding (Scoring): Judgment of the Court (First Chamber) of 7 December 2023 (request for a preliminary ruling from the Verwaltungsgericht Wiesbaden — Germany) — OQ v Land Hessen (Reference for a preliminary ruling — Protection of natural persons with regard to the processing of personal data — Regulation (EU) 2016/679 — Article 22 — Automated individual decision-making — Credit information agencies — Automated establishment of a probability value concerning the ability of a person to meet payment commitments in the future (‘scoring’) — Use of that probability value by third parties)