Judgment of the Court (Tenth Chamber) of 24 October 2024.#LB and JL v Getin Noble Bank S.A.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 2(b) – Concept of ‘consumer’ – Mortgage loan agreement indexed to a foreign currency – Natural person who has acquired a residential property to be leased for consideration.#Case C-347/23.