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Page 1 CONFORMED COPY LOAN NUMBER 4642-UA Loan Agreement (Social Investment Fund Project) betweenn UKRAINE and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated December 21, 2001 LOAN NUMBER 4642-UA LOAN AGREEMENT Page 2 AGREEMENT, dated December 21, 2001, between UKRAINE (the Borrower) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank). WHEREAS (A) the Borrower, having satisfied itself as to the feasibility and priority of the project described in Schedule 2 to this Agreement (the Project), has requested the Bank to assist in the financing of the Project; (B) the Project will be carried out by the Ukrainian Social Investment Fund (USIF) with the Borrower