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Page 1 CONFORMED COPY LOAN NUMBER 4535 - PH Loan Agreement (Social Expenditure Management Project) between REPUBLIC OF THE PHILIPPINES and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated February 25, 2000 LOAN NUMBER 4535 - PH LOAN AGREEMENT AGREEMENT, dated February 25, 2000, between REPUBLIC OF THE PHILIPPINES (the Borrower) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank). WHEREAS the Borrower, having satisfied itself as to the feasibility and priority of the project described in Schedule 2 to this Agreement (the