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Page 1 CONFORMED COPY LOAN NUMBER 4227 PH Loan Agreement (Water Districts Development Project) between REPUBLIC OF THE PHILIPPINES and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated May 15, 1999 LOAN NUMBER 4227 PH LOAN AGREEMENT AGREEMENT, dated May 15, 1999, between REPUBLIC OF THE PHILIPPINES (the Borrower) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank). WHEREAS (A) the Borrower, having satisfied itself as to the feasibility and priority of the Project described in Schedule 2 to this Agreement, has requested the Bank to assist in the financing of the Project; (B) Part A of the Project will be carried out by the Metropolitan Waterworks and Sewerage System (MWSS), with the Borrower