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Page 1 January 6, 1998 His Excellency Roberto de Ocampo Secretary Department of Finance Central Bank Complex Manila Republic of the Philippines Re: Loan No. 3455-PH (Municipal Development Project) Amendment to Sections 1.02, 2.02 and 4.01 of and addition of Schedule 6 of the Loan Agreement Dear Sir: Please refer to the Loan Agreement entered into between the Republic of the Philippines (the