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Page 1 CREDIT NUMBER 3950 MOZ Development Credit Agreement (First Poverty Reduction Support Credit) between REPUBLIC OF MOZAMBIQUE and INTERNATIONAL DEVELOPMENT ASSOCIATION Dated , 2004 Page 2 CREDIT NUMBER 3950 MOZ DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated , 2004, between the Republic of Mozambique (the Borrower) and INTERNATIONAL DEVELOPMENT ASSOCIATION (the Association). WHEREAS (A) the Association has received from the Borrower a letter dated June 1, 2004 (the Letter of Development Policy), describing a program of actions, objectives and policies designed to eradicate poverty from the Borrower