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Page 1 CONFORMED COPY LOAN NUMBER 4751-CHA Project Agreement (Hunan Urban Development Project) between INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT and HUNAN PROVINCE Dated October 18, 2004 Page 2 LOAN NUMBER 4751-CHA PROJECT AGREEMENT AGREEMENT, dated October 18, 2004, between INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank) and HUNAN PROVINCE (Hunan). WHEREAS by the Loan Agreement of even date herewith between People