Judgment of the Court (Fourth Chamber) of 11 June 2026.#LH v OTP banka d.d., anciennement NOVA KREDITNA BANKA MARIBOR.#Reference for a preliminary ruling – Approximation of laws – Financial services – Access to a payment account with basic features – Directive 2014/92/EU – Article 16(4) – Prevention of the use of the financial system for the purposes of money laundering and terrorist financing – Directive (EU) 2015/849 – Consumer included on the list of the United States Office of Foreign Assets Control – Refusal to open such a payment account.#Case C-81/24.