Case C-81/24, Jenec: Judgment of the Court (Fourth Chamber) of 11 June 2026 (request for a preliminary ruling from the Okrajno sodišče v Mariboru – Slovenia) – LH v OTP banka d.d., formerly NOVA KREDITNA BANKA MARIBOR (Reference for a preliminary ruling – Approximation of laws – Financial services – Access to a payment account with basic features – Directive 2014/92/EU – Article 16(4) – Prevention of the use of the financial system for the purposes of money laundering and terrorist financing – Directive (EU) 2015/849 – Consumer included on the list of the United States Office of Foreign Assets Control – Refusal to open such a payment account)