Order of the Court (Ninth Chamber) of 17 November 2021.#Marc Gómez del Moral Guasch v Bankia SA.#Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Mortgage loan agreement – Variable interest rate – Mortgage loan reference index (IRPH) – Review of transparency by the national court – Assessment of the unfair nature of contractual terms – Consequences of a declaration of nullity – Judgment of 3 March 2020, Gómez del Moral Guasch (C‑125/18, EU:C:2020:138)