Judgment of the Court (Sixth Chamber) of 21 December 2021.#DP and SG v Trapeza Peiraios AE.#Request for a preliminary ruling from the Polymeles Protodikeio Athinon.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms – Article 1(2) – Contractual terms reflecting mandatory statutory or regulatory provisions – Exclusion from the scope of that directive – Loan repayable in a foreign currency – Term reflecting a provision of national law that is supplementary in nature – Effect of the failure to transpose Article 1(2) of the directive – Article 3(1) and Article 4(1) – Review of the unfairness of a term – Article 8 – Adoption or retention of provisions of national law ensuring a maximum degree of protection for the consumer – Interaction between those various provisions of Directive 93/13.#Case C-243/20.