Judgment of the Court (Sixth Chamber) of 2 September 2021.#JZ v OTP Jelzálogbank Zrt. and Others.#Request for a preliminary ruling from the Győri Ítélőtábla.#Reference for a preliminary ruling – Consumer protection – Unfair terms – Directive 93/13/EEC – Article 1(2) – Article 6(1) – Loan denominated in foreign currency – Difference between the exchange rate applicable when the loaned funds are released and when they are repaid – Member State legislation providing for the replacement of an unfair term by a provision of national law – Possibility for the national court to invalidate the entire agreement containing the unfair term – Possible consideration of the protection offered by that legislation and of the consumer’s wishes regarding its application.#Case C-932/19.