Judgment of the Court (Sixth Chamber) of 4 June 2020.#Kancelaria Medius SA v RN.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Article 7(1) – Consumer credit – Review of whether the contractual terms are unfair – Failure of the consumer to appear at the hearing – Scope of the court’s powers and obligations.#Case C-495/19.