Judgment of the Court (Ninth Chamber) of 16 July 2020.#MH and NI v OJ and Novo Banco SA.#Request for a preliminary ruling from the Tribunal da Relação de Guimarães.#Reference for a preliminary ruling — Judicial cooperation in civil matters — Insolvency proceedings — Regulation (EU) 2015/848 — Article 3 — International jurisdiction — Centre of a debtor’s main interests — Individual not exercising an independent business or professional activity — Rebuttable presumption that the centre of that person’s main interests is his or her habitual residence — Rebuttal of the presumption — Situation in which the debtor’s sole immovable asset is located outside the Member State of habitual residence.#Case C-253/19.