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Page 1 CONFORMED COPY LOAN NUMBER 4695 CHA Project Agreement (Second Tianjin Urban Development and Environment Project) between INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT and TIANJIN MUNICIPALITY Dated July 10, 2003 Page 2 LOAN NUMBER 4695 CHA PROJECT AGREEMENT AGREEMENT, dated July 10, 2003, between INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank) and TIANJIN MUNICIPALITY (Tianjin). WHEREAS by the Loan Agreement of even date herewith b etween People