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Page 1 CONFORMED COPY LOAN NUMBER 4549 TU Loan Agreement (Economic Reform Loan) between REPUBLIC OF TURKEY and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated May 27, 2000 LOAN NUMBER 4549 TU LOAN AGREEMENT AGREEMENT, dated May 27, 2000, between REPUBLIC OF TURKEY (the Borrower) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank). WHEREAS (A) the Bank has received from the Borrower a letter, dated March 10, 2000, describing a program of actions, objectives and policies designed to achieve structural adjustment of the Borrower