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Page 1 CONFORMED COPY CREDIT NUMBER 3395-MAI Development Credit Agreement (Privatization and Utility Reform Project) between REPUBLIC OF MALAWI and INTERNATIONAL DEVELOPMENT ASSOCIATION Dated September 28, 2000 CREDIT NUMBER 3395-MAI DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated September 28, 2000, between REPUBLIC OF MALAWI (the Borrower) and INTERNATIONAL DEVELOPMENT ASSOCIATION (the Association). WHEREAS (A) the Borrower, having satisfied itself as to the feasibility and priority of the Project described in Schedule 2 to this Agreement, has requested the Association to assist in the financing of the Project; (B) Part C of the Project will be carried out by the Malawi Posts Corporation (MPC) with the Borrower