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Page 1 CONFORMED COPY CREDIT NUMBER 3185 NEP Development Credit Agreement (Basic and Primary Education Project) between KINGDOM OF NEPAL and INTERNATIONAL DEVELOPMENT ASSOCIATION Dated April 23, 1999 CREDIT NUMBER 3185 NEP DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated April 23, 1999, between KINGDOM OF NEPAL (the Borrower) and INTERNATIONAL DEVELOPMENT ASSOCIATION (the Association). WHEREAS (A) the Association has received (a) a letter dated February 5, 1999, from the Borrower enclosing a detailed policy statement approved by the Borrower designed to restructure, reform and develop the Borrower