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Page 1 CONFORMED COPY LOAN NUMBER 4483-MOR Loan Agreement (Policy Reform Support Loan) between KINGDOM OF MOROCCO and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated June 14, 1999 LOAN NUMBER 4483-MOR LOAN AGREEMENT AGREEMENT, dated June 14, 1999, between KINGDOM OF MOROCCO (the Borrower) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (The Bank): WHEREAS (A) the Bank has received a letter dated April 22, 1999 from the Borrower describing a set of actions, objectives and policies designed to implement a program of structural economic and social measures (hereinafter called the Program), declaring the Borrower