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Page 1 CONFORMED COPY CREDIT NUMBER 3228-2 GH (Amendment) Agreement Amending Development Credit Agreement (Second Economic Reform Support Operation) between REPUBLIC OF GHANA and INTERNATIONAL DEVELOPMENT ASSOCIATION Dated June 28, 2000 CREDIT NUMBER 3228-2 GH (Amendment) AGREEMENT AMENDING DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated June 28, 2000, between REPUBLIC OF GHANA (the Borrower) and INTERNATIONAL DEVELOPMENT ASSOCIATION (the Association). WHEREAS (A) the Borrower and the Association have entered into a Development Credit Agreement (Second Economic Reform Support Operation) dated July