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Page 1 March 2, 1998 His Excellency Mircea Ciumara Minister of Finance Ministry of Finance 17, Apolar Str, Sector 5, Bucharest Romania Re: The Export Import Bank of Japan Untied Loan: Amendments to World Bank Loan Agreement Excellency: We refer to discussions among Romania (the Borrower), the International Bank for Reconstruction and Development (the Bank) and The Export Import Bank of Japan. The Bank is pleased to inform you that the Loan Agreement for the Financial and Enterprise Sector Loan between the Borrower and the Bank dated January 19, 1996 (3975-0, 1, 2-RO), is amended as set forth below. Section 4.01 is amended to read as follows: