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Page 1 CONFORMED COPY CREDIT NUMBER 2734 BEN Development Credit Agreement (Health and Population Project) between REPUBLIC OF BENIN and INTERNATIONAL DEVELOPMENT ASSOCIATION Dated November 2, 1995 CREDIT NUMBER 2734 BEN DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated November 2, 1995, between the REPUBLIC OF BENIN (the Borrower) and the INTERNATIONAL DEVELOPMENT ASSOCIATION (the Association). WHEREAS: (A) the Association has received from the Borrower a letter dated May 8, 1995 (hereinafter referred to as the "Letter of Sector Development Strategy") describing a program of actions, objectives and policies designed to implement the Borrower