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Page 1 CONFORMED COPY LOAN NUMBER 4791 TU Loan Agreement (Second Privatization Social Support Project) between REPUBLIC OF TURKEY and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated October 24, 2005 Page 2 LOAN NUMBER 4791 TU LOAN AGREEMENT AGREEMENT, dated October 24, 2005, between REPUBLIC OF TURKEY (the Borrower) and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank). WHEREAS (A) the Bank has received from the Borrower a letter dated April 14, 2005, describing its privatization program including actions, objectives and policies designed to privatize its state-owned enterprises (hereinafter called the Privatization Program), and declaring the Borrower