Senegal - Site And Services Project : Credit 0336 - Credit Agreement - Conformed

CONFORMED COPY CREDIT NUMBER 336 SE Development Credit Agreement (Site and Services Project) BETWEEN REPUBLIC OF SENEGAL AND INTERNATIONAL DEVELOPMENT ASSOCIATION DATED SEPTEMBER 29, 1972 CONFORMED COPY CREDIT NUMBER 336 SE Development Credit Agreement (Site and Services Project) BETWEEN REPUBLIC OF SENEGAL AND INTERNATIONAL DEVELOPMENT ASSOCIATION DATED SEPTEMBER 29, 1972 DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated September 29, 1972, between REPUBLIC OF SENEGAL (hereinafter called the Borrower) and INTERNATIONAL DEVELOPMENT ASSOCIATION (hereinafter called the Association). WHEREAS (A) The Borrower has requested the Association to assist in the financing of the Project described in Schedule 2 to this Agreement by extending the Credit as hereinafter provided; (B) The Project will be carried out by the Borrower and Office des Habitations d Loyer Moddrd (hereinafter called OHLM) an &tablissement public d caractdre industriel et commercial existing under the laws of the Borrower and the Borrower will make available to OHLM the proceeds of the Credit as hereinafter provided; (C) The Association is willing to make the Credit available upon the terms and conditions set forth hereinafter and in a project agreement of even date herewith between the Association and OHLM; and (D) The Borrower has requested the United Nations Development Program to assist in the financing of the services of the experts referred to in Part E of the Project (hereinafter called the UNDP experts); NOW THEREFORE the parties hereto hereby agree as follows: ARTICLE I General Conditions; Definitions Section 1.01. The parties to this Agreement accept all the provisions of the General Conditions Applicable to Development Credit Agreements of the Association, dated January 31, 1969, with the same force and effect as if they were fully set forth herein, subject, however, to the following modifications thereof (said General Conditions Applicable to Development Credit Agreements of the Association, as so modified, being hereinafter called the General Conditions): (a) Section 5.01 is deleted; (b) Section 6.02 (h) is deleted and Section 6.02 (i) becomes 6.02 (h); 4 (c) Section 6.06 is amended by inserting the words ", the Project Agreement," after the words "the Development Credit Agreement"; (d) Section 8.02 is amended by inserting the words ", or the Project Agreement" after words "the Development Credit Agreement"; and (e) The following sub-paragraph is added to Section 2.01: "13. The term 'Project Agreement' shall have the meaning set forth in the Development Credit Agreement." Section 1.02. Wherever used in this Agreement, unless the context otherwise requires, the several terms defined in the General Conditions have the respective meanings therein set forth and the following additional terms have the following meanings: (a) "Project Agreement" means the agreement between the Association and OHLM of even date herewith, as the same may be amended from time to time, and such term includes all schedules to the Project Agreement; (b) "Programme National de Parcelles Assainies" means the program referred to in paragraph (b) of Section 7.01 of this Agreement; (c) "lot purchasers" means the purchasers as determined in paragraph I of Schedule 3 of the Project Agreement; (d) "OHLM Decree" means the Borrower's Decret of January 27, 1967, fixant les regles d'organisation et de fonctionnement de l'OHLM, as the same has been amended or completed prior to the date of effectiveness of this Agreement; (e) "Building Code Law" means the Borrower's Loi No. 66-49 of May 27, 1966 abrogeant et remplaVant le Code l'Urbanisme (partie IMgislative); (f) "Building Code Decree" means the Borrower's Decret No. 66-1076 of December 31, 1966 portant Code de l'Urbanisme (partie reglementaire); (g) "associations cooperatives d'habitat Act" means the Borrower's Loi No. 66-70 of July 13, 1966, portant Code des obligations Civiles et Commerciales (Deuxieme Partie - Contrats Spciaux); (h) "Direction Parcelles Assainies" means the division to be established within OHLM pursuant to paragraph (a) of Section 2.06 of the Project Agreement; 5 (i) "OHLM's Directeur Gneral" means the director referred to in Section 3.07 of this Agreement; (j) "model Statuts" means the model Statuts referred to in paragraph (g) of Section 7.01 of this Agreement, as such model Statuts may be amended from time to time in agreement with the Association; (k) "model sales contract" means the model contract referred to in paragraph (d) of Section 7.01 of this Agreement, as such model sales contract may be amended from time to time in agreement with the Association; (1) "Project Area" means any of the two areas defined in Part A of the Project; (in) "UNDP experts" means the experts referred to in Part E of the Project; (n) "SONEPI" means the Soci9te Nationale d'Etudes et de Promotion Industrielle, a societe d'conomie mixte existing under the laws of the Borrower; (0) "parcelles assainies investment fund " means the fund to be established pursuant to paragraph (b) of Section 2.06 of the Project Agreement; (p) "lots" means the lots for housing use or commercial and industrial use referred to in paragraph (a) of Section 2.07 of the Project Agreement; (q) "tranche" means any of the tranches of the Project described in Part A of the Project; (r) "p7lan d'urbanisme detaill" and "rglement d'urbanisme" means an urban plan and an urban regulation to be established for each tranche of the Project pursuant to Article 3 of the Building Code Law and to Titre II of the Building Code Decree; (s) "FCFA" means francs in the currency of the Borrower; (t) "associations cooperatives d'habitat" means any of the associations coopgratives d'habitat referred to in paragraph (g) of Section 7.01 of this Agreement; (u) "DPH" means the Borrower's Direction de la Promotion Humaine; and (v) "IRAM" means Institut de Recherche et d'Applications des n7cthodes 6 de Diveloppement, an international organization whose headquarters are located in Geneva (Switzerland). ARTICLE II The Credit Section 2.01. The Association agrees to lend to the Borrower, on the terms and conditions in the Development Credit Agreement set forth or referred to, an amount in various currencies equivalent to eight million dollars ($8,000,000). Section 2.02. The amount of the Credit may be withdrawn from the Credit Account in accordance with the provisions of Schedule 1 to this Agreement, as such Schedule shall be amended from time to time, for expenditures made (or, if the Association shall so agree, to be made) in respect of the reasonable cost of goods and services required for the Project and to be financed under the Development Credit Agreement; provided, however, that, except as the Association shall otherwise agree, no withdrawal shall be made on account of expenditures in the territories of any country which is not a member of the Bank (other than Switzerland) or for goods produced in, or services supplied from, such territories. Section 2.03. Except as the Association shall otherwise agree, the goods and services required for the Project and to be financed out of the proceeds of the Credit shall be procured pursuant to the provisions set forth or referred to in Section 2.03 of the Project Agreement. Section 2.04. The Closing Date shall be June 30, 1979 or such other date as shall be agreed between the Borrower and the Association. Section 2.05. The Borrower shall pay to the Association a service charge at the rate of three-fourths of one per cent (3/4 of 1%) per annum on the principal amount of the Credit withdrawn and outstanding from time to time. Section 2.06. Service charges shall be payable semi-annually on April 1 and October 1 in each year. Section 2.07. The Borrower shall repay the principal amount of the Credit in semi-annual installments payable on each April 1 and October 1 commencing October 1, 1982 and ending April 1, 2022, each installment to and including the installment payable on April 1, 1992 to be one-half of one per cent (1/2 of 1%) of such principal amount, and each installment thereafter to be one and one-half per cent (1-1/2%) of such principal amount. 7 Section 2.08. The currency of the Republic of France is hereby specified for the purposes of Section 4.02 of the General Conditions. ARTICLE III Execution of the Project Section 3.01. (a) The Borrower shall carry out Parts A, E and F of the Project with due diligence and efficiency in conformity with sound administrative, financial, engineering and public utilities practices, and shall provide, promptly as needed, the funds, facilities, services and other resources required for the Project. (b) Without any limitation or restriction upon the generality of the foregoing paragraph (a), the Borrower shall, (i) assign all appropriate personnel for the purpose of adequately staffing the schools and health centers included in the Project Areas, respectively, and (ii) unless the Association shall otherwise agree, cause its DPH to assign the personnel described in Schedule 3 to this Agreement to the OHLM's Section d'assistance aux communautis for the purpose of managing such Section as described in such Schedule. (c) The Borrower shall secure the personnel required to staff the health centers included in the Project Area of Dakar by (i) relocation of its Ministere de la SantM personnel currently assigned in the area of Dakar or (ii) by adequate technical assistance. (d) Without any limitation or restriction upon any of its other obligations under the Development Credit Agreement, the Borrower shall cause OHLM to perform in accordance with the provisions of the Project Agreement all the obligations therein set forth, shall take and cause to be taken all action, including the provision of funds, facilities and other resources, necessary or appropriate to enable OHLM to perform such obligations, and shall not take or permit to be taken any action which would prevent or interfere with such performance. (e) The Borrower shall take all measures so that (i) the portion of the funds aind facilities referred to in the foregoing paragraph (d) which have been used for the purpose of financing Part A (with the exception of land prepared for th schools, the health centers, the open space and recreation areas, and the local vehicular and pedestrian roads referred to in Part B of the Project), Part B (with the exception of the power distribution network, the schools and the health centers referred to in such Part) and Part C of the Project be contributed to the existing dotation of OHLM and (ii) the remainder of such funds and facilities be entrusted to OHLM in its capacity as mandataire of the Borrower. 8 (f) The Borrower shall make available to OHLM, in advance, on a quarterly basis, the counterpart funds referred to in the foregoing paragraph (a). Section 3.02. The Borrower shall take or cause to be taken all such action as shall be necessary to acquire, as and when needed, all such land and rights in respect of land as shall be required for carrying out the Project and shall furnish to the Association, promptly after such acquisition, evidence satisfactory to the Association that such land and rights in respect of land are available for purposes related to the Project. Section 3.03. In the Project Areas, the Borrower shall take, or cause to be taken, all appropriate measures in order to (i) adequately maintain or repair, as the case may be, streets, public water fountains, lavatories and the public lighting, (ii) collect the garbage, and (iii) clean the public open spaces, streets, parks and other recreation areas. Section 3.04. If the United Nations Development Program is not in a position to provide the UNDP experts, the Borrower shall employ other experts acceptable to the Association for the same purpose, on terms and conditions satisfactory to the Association. Section 3.05. The Borrower shall, after studying the report and recommendations of the UNDP experts, or such other experts referred to in Section 3.04 of this Agreement, consult with the Association regarding (i) the decisions that it intends to take in the light of such recommendations and (ii) the means to implement such decisions. Section 3.06. The Borrower shall take all appropriate measures so that an adequate public transportation service be put into operation between the center of the city of Dakar and the Project Area of Dakar. Section 3.07. The Borrower shall, at all times, maintain in the position of Directeur Ggner'al of OHLM a person whose qualifications and experience are satisfactory to the Association. Section 3.08. The Borrower shall, at all times, enforce the Building Code Law and Building Code Decree and shall not take any action to amend, suspend, abrogate, repeal or waive such Law or Decree, in such a way as to materially and adversely affect the implementation of the Project. Section 3.09. In agreement with OHLM the Borrower shall, except as the Association shall otherwise agree, within six months of the date of completion 9 of the study referred to in paragraph (a) of Section 2.13 of the Project Agreement, and on the basis of the recommendations included in such study (i) develop, with the assistance of the expert referred to in paragraph (b) (iv) of Section 3.02 of the Project Agreement, variations to the model Statuts, (ii) make recommendations, with the assistance of such expert, regarding the extension of credit to lot purchasers, and (iii) thereafter, consult with the Association regarding (A) the decisions that the Borrower and OHLM intend to take in respect of such variations and recommendations and (B) the means to implement such decisions. Section 3.10. Prior to commencing each tranche of the Project the Borrower shall (i) establish and submit for approval to the Association a plan d'urbanisme de detail and a reglement d'urbanisme (ii), thereafter, enforce for each of such tranches, such plan and re'glement and (iii) shall not modify such plan and rdglement without the prior approval of the Association. Section 3.11. The Borrower shall not dispose of the power distribution network referred to in Part B of the Project without the approval of the Association. ARTICLE IV Consultation, Information and Inspection Section 4.01. The Borrower and the Association shall cooperate fully to assure that the purposes of the Credit will be accomplished. To that end, the Borrower and the Association shall from time to time, at the request of either party: (a) exchange views through their representatives with regard to the performance of their respective obligations under the Development Credit Agreement, the performance by OHLM of its obligations under the Project Agreement, the administration, operations and financial condition, resources and expenditures of OHLM and, in respect of the Project, of the departments or agencies of the Borrower responsible for carrying out any part of the Project, and other matters relating to the purposes of the Credit; and (b) furnish to the other all such information as it shall reasonably request with regard to the general status of the Credit. On the part of the Borrower, such information shall include information with respect to financial and economic conditions in the territories of the Borrower, including its balance of payments, and the external debt of the Borrower, of any of its political subdivisions and of any agency of the Borrower or of any such political subdivision. 10 Section 4.02. (a) The Borrower shall furnish or cause to be furnished to the Association all such information as the Association shall reasonably request concerning the administration, operations and financial condition, resources and expenditures of OHLM and, in respect of the Project, of the departments or agencies of the Borrower responsible for carrying out any part of the Project. (b) The Borrower and the Association shall promptly inform each other of any condition which interferes with, or threatens to interfere with, the accomplishment of the purposes of the Credit, the maintenance of the service thereof, the performance by either of them of its obligations under the Development Credit Agreement or the performance by OHLM of its obligations under the Project Agreement. Section 4.03. The Borrower shall afford all reasonable opportunity for accredited representatives of the Association to visit any part of the territories of the Borrower for purposes related to the Credit. ARTICLE V Taxes and Restrictions Section 5.01. The principal of, and service charges on, the Credit shall be paid without deduction for, and free from, any taxes imposed under the laws of the Borrower or laws in effect in its territories. Section 5.02. The Development Credit Agreement and the Project Agreement shall be free from any taxes on or in connection with the execution, delivery or registration thereof, imposed under the laws of the Borrower or laws in effect in its territories. Section 5.03. The payment of the principal of, and service charges on, the Credit shall be free from all restrictions, regulations, controls and moratoria of any nature imposed under the laws of the Borrower or laws in effect in its territories. ARTICLE VI Remedies of the Association Section 6.01. If any event specified in Section 7.01 of the General Conditions or in Section 6.03 of this Agreement shall occur and shall continue for the period, if any, therein set forth, then at any subsequent time during the continuance 11 thereof, the Association, at its option, may by notice to the Borrower declare the principal of the Credit then outstanding to be due and pay,"ble immediately together with the service charges thereon and upon any such declaration such principal and service charges shall become due and payable immediately, anything to the contrary in the Development Credit Agreement notwithstanding. Section 6.02. For the purposes of Section 6.02 of the General Conditions, the following additional events are specified: (a) OHLM shall have failed to perform any covenant, agreement or obligation of OHLM under the Project Agreement. (b) An extraordinary situation shall have arisen which shall make it improbable that OHLM will be able to perform its obligation under the Project Agreement. (c) The OHLM Decree shall have been amended, suspended, abrogated, repealed or waived in such a way as to materially and adversely affect the ability of OHLM to carry out the covenants, agreements and obligations set forth in the Project Agreement. (d) The Borrower or any other authority having jurisdiction shall have taken any action for the dissolution or disestablishment of OHLM or for the suspension of its operations. (e) The associations cooperatives d'habitat Act shall have been amended, suspended, abrogated, repealed or waived in such a way as to materially and adversely affect the carrying out of the Project. (f) The Borrower or any other authority having jurisdiction shall have taken any action which might interfere with the carrying out of the respective obligations of OHLM and a lot purchaser under a sales contract entered into between such parties in conformity with the model sales contract. (g) The Borrower and OHLM shall have amended the model sales contract without the approval of the Association. (h) The Borrower and OHLM shall have given their consent to an amendment to any of the provisions of the Statuts of any of the associations cooperatives d'habitat established between lot purchasers in conformity with the model Statuts, in such a way as to materially and adversely affect the implementation of the Project. 12 (i) The Borrower and OHLM shall have amended the model Statuts, in such a way as to materially and adversely affect the implementation of the Project. (j) The Borrower shall have amended, suspended, abrogated, repealed or waived, any of the measures referred to in paragraph (c) of Section 7.01 of this Agreement, in such a way as to materially and adversely affect the implementation of the Project. Section 6.03. For the purpose of Section 7.01 of the General Conditions, the following additional events are specified: (a) The event specified in paragraph (a) of Section 6.02 of this Agreement shall occur and shall continue for a period of sixty days after notice thereof shall have been given by the Association to the Borrower and OHLM. (b) Any event specified in paragraphs (c), (d), (e), (f), (g), (h), (i) and (j) of Section 6.02 of this Agreement shall occur. ARTICLE VII Effective Date; Termination Section 7.01. The following events are specified as additional conditions to the effectiveness of the Development Credit Agreement within the meaning of Section 10.01 (b) of the General Conditions: (a) The execution and delivery of the Project Agreement on behalf of OHLM shall have been duly authorized or ratified by all necessary corporate and governmental action. (b) The Borrower shall have taken all appropriate measures to complete, to the satisfaction of the Association, the OHLM Decree for the purpose of carrying out the Programme National de Parcelles Assainies referred to in the Borrower's Plan de D6veloppement Economique et Social. (c) The Borrower shall have taken, to the satisfaction of the Association, all appropriate measures to issue, for the Project Areas, a rglement de construction pursuant to the provisions of the Building Code Decree. (d) The Borrower shall have established, to the satisfaction of the Association, in agreement with OHLM, a model sales contract to be used for the purpose of the Project, satisfactory to the Association, between OHLM and the lot purchasers. 13 (e) OHLM shall have employed the technical experts referred to in paragraph (b) (i), (iii) and (iv) of Section 3.02 of the Project Agreement. (f) OHLM shall have established to the satisfaction of the Association, the Direction Parcelles Assainies and the Section d'Assistance aux Communautes and the Comite de Contr6le referred to in paragraph (a) of Section 2.06 of the Project Agreement. (g) The Borrower shall have established, pursuant to the Credit and Savings Associations Act, in agreement with OILM, a model Statuts satisfactory to the Association for the associations cooperatives d'habitat to be set up for the purpose of carrying out the activities described in Schedule 4 to this Agreement. (h) The Borrower shall have appointed a Directeur Gnral of OHLM whose qualifications and experience are satisfactory to the Association. (i) OHLM shall have employed the auditors referred to in paragraph (b) (i) of Section 4.02 of the Project Agreement. (j) The terms of reference of the study referred to in Part G of the Project shall have been submitted to and approved by the Association. Section 7.02. The following are specified as additional matters, within the meaning of Section 10.02 (b) of the General Conditions, to be included in the opinion or opinions to be furnished to the Association: (a) That the Project Agreement has been duly authorized or ratified by, and executed and delivered on behalf of, OHLM, and constitutes a valid and binding obligation of OHLM in accordance with its terms. (b) That the measures referred to in paragraph (b) of Section 7.01 of this Agreement have been duly and validly taken. (c) That measures referred to in paragraph (c) of Section 7.01 of this Agreement, have been duly and validly taken. (d) That the respective obligations of OHLM and the lot purchasers set forth in the model sales contract are valid under the laws of the Borrower. (e) That the Direction, Section and Comite referred to in paragraph (f) of Section 7.01 of this Agreement have been duly and validly established. 14 (f) That the provisions set forth in the model Statuts are valid under the laws of the Borrower. (g) That the OHLM's Directeur G6nral has been duly and validly appointed. Section 7.03. The date March 1, 1973 is hereby specified for the purposes of Section 10.04 of the General Conditions. Section 7.04. The obligations of the Borrower under Articles III and IV of this Agreement and the provisions of paragraphs (a), (b), (c), (d), (e), (f), (g), (h), (i) and (j) of Section 6.02 of this Agreement and those of paragraphs (a), (c), (d), (e), (f), (g), (h), (i) and (j) of Section 6.03 of this Agreement shall cease and determine on the date on which the Development Credit Agreement shall terminate or on a date 20 years after the date of this Agreement, whichever shall be the earlier. ARTICLE VIII Representative of the Borrower; Addresses Section 8.01. The Ministre charge des Finances of the Borrower is designated as representative of the Borrower for the purposes of Section 9.03 of the General Conditions. Section 8.02. The following addresses are specified for the purposes of Section 9.01 of the General Conditions: For the Borrower: Minist re des Finances et des Affaires Economiques Dakar, S6n6gal Cable address: Minifinances Dakar For the Association: International Development Association 1818 H Street, N.W. Washington, D.C. 20433 United States of America 15 Cable address: Indevas Washington, D.C. IN WITNESS WHEREOF, the parties hereto, acting through their representatives thereunto duly authorized, have caused this Agreement to be signed in their respective names and to be delivered in the District of Columbia, United States of America, as of the day and year first above written. REPUBLIC OF SENEGAL By /s / Andr6 J. Coulbary Authorized Representative INTERNATIONAL DEVELOPMENT ASSOCIATION By /s/ S. Aldewereld Vice President 16 SCHEDULE 1 Withdrawal of the Proceeds of the Credit 1. The table below sets forth the Categories of items to be financed out of the proceeds of the Credit, the allocation of amounts of the Credit to each Category and the percentage of eligible expenditures so to be financed in each Category: Amount of the Credit Allocated % of (Expressed in Expenditures Category Dollar Equivalent) to be Financed I. Topographical 5,700,000 67% of total and Civil Works expenditures under Parts B and H of the Project II. Services of tech- 705,000 100% of total nical experts expenditures and consultants under Parts C, D, G and H of the Project III. Unallocated 1,595,000 TOTAL 8,000,000 2. For the purposes of this Schedule, the term "total expenditures" means the aggregate of (i) expenditures for goods produced in, or services supplied from, the territories, and in the currency, of any country other than the Borrower and (ii) expenditures for goods produced in, or services supplied from, the territories of the Borrower. 3. Notwithstanding the provisions of paragraph I above, no withdrawals shall be made in respect of: (a) expenditures prior to the date of this Agreement; and 17 (b) payments for taxes imposed under the laws of the Borrower or laws in effect in its territories on goods or services, or on the importation, manufacture, procurement or supply thereof. To the extent that the amount represented by the percentage set forth in the third column of the table in paragraph I above in respect of any Category would exceed the amount payable net of all such taxes, such percentage shall be reduced to ensure that no proceeds of the Credit will be withdrawn on account of payments for such taxes. 4. Notwithstanding the allocation of an amount of the Credit set forth in the second column of the table in paragraph I above: (a) if the estimate of the expenditures under any Category shall decrease, the amount of the Credit then allocated to such Category and no longer required therefor will be reallocated by the Association by increasing correspondingly the unallocated amount of the Credit; (b) if the estimate of the expenditures under any Category shall increase, the percentage set forth in the third column of the table in paragraph I above in respect of such expenditures shall be applied to the amount of such increase, and a corresponding amount will be allocated by the Association, at the request of the Borrower, to such Category from the unallocated amount of the Credit, subject, however, to the requirements for contingencies, as determined by the Association, in respect of any other expenditures; and (c) if the Association shall have reasonably determined that the procurement of any item in any Category is inconsistent with the procedures set forth or referred to in Section 2.03 of the Project Agreement, no expenditures for such item shall be financed out of the proceeds of the Credit and the Association may, without in any way restricting or limiting any other right, power or remedy of the Association under the Development Credit Agreement, by notice to the Borrower, cancel such amount of the Credit as in the Association's reasonable opinion, represents the amount of such expenditures which would otherwise have been eligible for financing out of the proceeds of the Credit. 5. Notwithstanding the percentages set forth in the third column of the table in paragraph I above, if the estimate of total expenditures under Category I shall increase and no proceeds of the Credit are available for reallocation to such Category, the Association may, by notice to the Borrower, adjust the percentage then applicable to such expenditures in order that further withdrawals under such Category may continue until all expenditures thereunder shall have been made. 18 SCHEDULE 2 Description of the Project The Project is designed to assist the Borrower in implementing the Programme National de Parcelles Assainies. It will enable 14,000 and 1,600 lower-income households and members of the associations coop6ratives d'habitat in Dakar and in Thies, respectively, to purchase developed lots on which they will build their houses. Developed lots will also be sold for commercial and industrial purposes. The Project will also assist the lot purchasers with the economic and social development of their communities. The Project consists of the following parts: A. Provision of land for the purpose of the Project consisting of (i) four tranches of 100 ha each in Dakar located between 17025' and 17028' west longitude and (ii) two tranches of 30 ha each in Thies located between 16056' and 16058' west longitude and 14o46' and 14047' north latitude. B. Topographical and civil works on the tranches, including inter alia land preparation, construction of local vehicular and pedestrian roads, construction of water and power distribution networks, construction of individual septic tanks in Dakar (up to 2,100), construction of collective sanitary facilities (16 in Dakar and 2 in Thies), construction of 12 primary schools of 21 classrooms and 4 secondary schools of 12 classrooms in Dakar and 2 primary schools of 1 5 classrooms in Thies, construction of 4 health centers in Dakar and I in Thies. C. Preparation, by OHLM or by consultants, of detailed engineering for the several tranches of the Project. D. The provision of the services of 5 technical experts. E. The provision of the services of 2 UNDP experts for the purpose of assisting the Borrower in formulating a national housing policy and related investment programs and developing designs, building techniques and material supply systems conducive to lower housing construction costs. F. The construction, in Dakar and Thies, of primary street, water and power networks necessary to connect the Project Areas with the existing networks in the cities of Dakar and Thies, respectively. 19 G. Study to be undertaken by consultants for the purpose of developing criteria to assist the Borrower to determine which squatter settlements should be improved in situ and which ones should be eradicated. H. Preparation by consultants of a development plan including detailed engineering and implementation of a program for a pilot community improvement project of about 10 ha in either of the squatter settlements of Colobane or Fass in the area of Dakar. The Project is expected to be completed by June 30, 1978. 20 SCHEDULE 3 DPH Personnel Assigned to OHLM's Section d'Assistance aux Communaut6s 1. A Chief Community Development Officer to act as chief of such Section d'assistance aux communautes; and 2. Three Community Organizers. This staff will work in such Section d'assistance aux communautMs on a full-time basis, and will be assisted by one IRAM technical assistance expert on approximately a half-time basis until replaced by the expert referred to in paragraph (b) (v) of Section 3.02 of the Project Agreement. Not later than December 31, 1972, this staff will be augmented by one Deputy Community Development Officer and by three to seven additional Community Organizers (at least one of these Community Organizers will be headquartered in the Thies office of OHLM). During the implementation of the Project, additional community organizers will be provided, as and when needed, for the purpose of carrying on the tasks of such Section d'assistance aux communautes. 21 SCHEDULE 4 Activities for the Associations Coopdratives d'Habitat 1. Contributing to the execution of the Project by regularly collecting payments to be made by lot purchasers pursuant to paragraph (b) of Section 2.07 of the Project Agreement. 2. Acting as saving mechanism for lot purchasers and deposit such savings with official banking institutions. 3. Undertaking any other activities that could be, from time to time, determined by lot purchasers, such as extending credit to lot purchasers.