Order of the Court (Sixth Chamber) of 10 November 2025.#J.F. and P.F. v Bank BPH S.A.#Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court of Justice – Questions the reply to which may be clearly deduced from the Court’s existing case-law – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Effects of a finding that a contractual term is unfair – Mortgage loan agreement indexed to a foreign currency – Determination of the exchange rate between the currencies – Unfair element of a conversion clause – Article 267 TFEU – Rules requiring a lower court to comply with the assessments made by a higher court – Principle of primacy of EU law – Obligations of the national court.#Case C-137/25.