Case C-752/24, Jangielak: Judgment of the Court (Ninth Chamber) of 16 April 2026 (request for a preliminary ruling from the Sąd Okręgowy w Warszawie – Poland) – mBank S.A. v KŁ, JŁ (Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Effects of a term being found to be unfair – Invalidity of the loan agreement – Actions for restitution – Limitation period for the action brought by the seller or supplier – Interruption of the limitation period – Principle of effectiveness – Principle of legal certainty – Principle of proportionality – Right of access to a court – Unjust enrichment)