Order of the Court (Eighth Chamber) of 8 November 2023.#Investcapital Ltd v XF and Others.#Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court of Justice – Questions the answer to which may be clearly deduced from the Court’s existing case-law – Directive 93/13/EEC – Consumer contracts – Scope – Article 1(2) – Exclusion of contractual terms which reflect mandatory statutory or regulatory provisions – Clause reflecting a national mandatory statutory provision conferring on a lender the right to assign claims arising from a loan agreement entered into with a consumer, without the consent of the latter.#Case C-177/23.