Case C-582/23, Wiszkier: Judgment of the Court (Fourth Chamber) of 3 July 2025 (request for a preliminary ruling from the Sąd Rejonowy dla Łodzi-Śródmieścia w Łodzi – Poland) – R.S. (Reference for a preliminary ruling – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Powers and obligations of the national court – Insolvency proceedings relating to a natural person – Bankruptcy court has no power to examine ex officio whether the terms of a contract that gave rise to a claim on the list of claims are unfair – No power for that court to order interim measures – Principle of effectiveness)