Order of the Court (Ninth Chamber) of 18 November 2022.#TD and SD v mBank S.A.#Reference for a preliminary ruling – Article 53(2) of the Rules of Procedure of the Court of Justice – Unfair terms in consumer contracts – Mortgage loan agreement indexed to a foreign currency – Unfair terms – Invalidity of the contract on account of the inclusion of unfair or unlawful terms – Choice of the consumer – Interpretation of national law – Clear lack of jurisdiction.#Case C-138/22.