Case C-427/22, BG (Grant of loans without approval): Judgment of the Court (Sixth Chamber) of 16 November 2023 (request for a preliminary ruling from the Varhoven kasatsionen sad — Bulgaria) — Criminal proceedings against BG (Reference for a preliminary ruling — Economic and monetary policy — Prudential requirements for credit institutions — Regulation (EU) No 575/2013 — Points 1 and 42 of Article 4(1) — Definitions — Concepts of ‘credit institution’ and ‘authorisation’ — Grant of loans without approval)