Case C-50/22, Sogefinancement: Judgment of the Court (Third Chamber) of 9 March 2023 (request for a preliminary ruling from the Cour d’appel de Paris — France) — Sogefinancement v RW, UV (Reference for a preliminary ruling — Consumer protection — Directive 2008/48/EC — Credit agreements for consumers — Scope — Right of withdrawal — Article 14(7) — National provisions establishing a period of time during which the performance of the contract may not begin — National procedural rules governing how the national courts raise of their own motion and penalise breaches of those provisions — Article 23 — Effective, proportionate and dissuasive sanctions)