Case T-348/21: Judgment of the General Court of 24 January 2024 — Volkskreditbank v SRB (Economic and monetary union — Banking union — Single resolution mechanism for credit institutions and certain investment firms (SRM) — Single Resolution Fund (SRF) — Decision of the SRB on the calculation of the 2021 ex ante contributions — Obligation to state reasons — Right to be heard — Principle of legal certainty — Right to effective judicial protection — Plea of illegality — Limitation of the temporal effects of the judgment)