Order of the Court (Eighth Chamber) of 24 March 2022.#BNP Paribas Personal Finance SA v ZD.#Reference for a preliminary ruling – Article 99 of the Rules of Procedure of the Court of Justice – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Loan agreement denominated in a foreign currency (Swiss francs) – Terms exposing the borrower to a foreign exchange risk – Article 4(2) – Requirements of intelligibility and transparency – Burden of proof – Article 3(1) – Significant imbalance – Article 5 – Contractual term that is in plain, intelligible language.#Case C-288/20.