Judgment of the Court (First Chamber) of 10 June 2021.#BNP Paribas Personal Finance SA v VE.#Request for a preliminary ruling from the tribunal d’instance de Lagny-sur-Marne.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Mortgage loan agreement denominated in a foreign currency (Swiss francs) – Article 4(2) – Main subject matter of the contract – Terms exposing the borrower to a foreign exchange risk – Requirements of intelligibility and transparency – Article 3(1) – Significant imbalance – Article 5 – Contractual term that is in plain, intelligible language.#Case C-609/19.