Judgment of the Court (Ninth Chamber) of 9 July 2020.#RL sp. z o.o. v J.M.#Request for a preliminary ruling from the Sąd Rejonowy dla Łodzi-Śródmieścia w Łodzi.#Reference for a preliminary ruling – Combating late payment in commercial transactions – Directive 2011/7/EU – Concept of ‘commercial transaction’ – Provision of services – Article 2(1) – Lease or rental agreement – Periodic payments – Payment schedule providing for instalments – Article 5