Case T-576/18: Judgment of the General Court of 8 July 2020 — Crédit agricole v ECB (Economic and monetary policy — Prudential supervision of credit institutions — Article 18(1) of Regulation (EU) No 1024/2013 — Administrative pecuniary penalty imposed by the ECB on a credit institution — First subparagraph of Article 26(3) of Regulation (EU) No 575/2013 — Continued breach of capital requirements — Negligent breach — Retroactive application of less severe enforcement legislation — Absence — Rights of defence — Amount of the penalty — Obligation to state reasons)