Case C-28/18: Judgment of the Court (Fifth Chamber) of 5 September 2019 (request for a preliminary ruling from the Oberster Gerichtshof — Austria) — Verein für Konsumenteninformation v Deutsche Bahn AG (Reference for a preliminary ruling – Technical and business requirements for credit transfers and direct debits in euro – Regulation (EU) No 260/2012 – Single euro payments area (SEPA) – Payment by direct debit – Article 9(2) – Accessibility of payments – Residence condition)