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Page 1 CONFORMED COPY LOAN NUMBER 4340-MOR Loan Agreement (Contractual Savings Development Loan) between KINGDOM OF MOROCCO and INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT Dated June 17, 1998 LOAN NUMBER 4340-MOR LOAN AGREEMENT AGREEMENT, dated June 17, 1998, between KINGDOM OF MOROCCO (the Borrower) and the INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPMENT (the Bank). WHEREAS (A) the Bank has received a letter dated November 7, 1997 from the Borrower describing a program of action, objectives and policies designed to further structural adjustment of the Borrower