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Page 1 CONFORMED COPY CREDIT NUMBER 3091 GH Development Credit Agreement (Natural Resource Management Project) between REPUBLIC OF GHANA and INTERNATIONAL DEVELOPMENT ASSOCIATION Dated September 2, 1998 CREDIT NUMBER 3091 GH DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated September 2, 1998, between REPUBLIC OF GHANA (the Borrower) and the INTERNATIONAL DEVELOPMENT ASSOCIATION (the Association). WHEREAS (A) the Association has received a letter dated April 30, 1998 from the Borrower describing a program of actions, objectives and policies designed to promote sustainable use of its national land, forest and wildlife resources (the Program) and declaring the Borrower