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CONFORMED COPY CREDIT NUMBER 661 PNG, DEVELOPMENT CREDIT AGREEMENT (Education Project) between THE INDEPENDENT STATE OF PAPUA NEW GUINEA and IATERNATIONAL DEVELOPMENT ASSOCIATION Dated November 19, 1976 DEVELOPMENT CREDIT AGREEMENT AGREEMENT, dated November 19, 1976, between THE INDEPENDENT STATE OF PAPUA NEW GUINEA (hereinafter called the Borrower) and INTERNATIONAL DEVELOPhMNT ASSOCIATION (hereinafter called the Association).