Judgment of the Court (Ninth Chamber) of 12 October 2023.#R. A. and Others v „Luminor Bank AS“,agissant par intermédiaire de „Luminor Bank AS“ Lietuvos skyrius.#Reference for a preliminary ruling – Unfair terms in consumer contracts – Directive 93/13/EEC – Effects of a term being found to be unfair – Intention of a consumer to preserve a contract by amending the terms found to be unfair – Powers of the national court.#Case C-645/22.