Judgment of the Court (Ninth Chamber) of 14 December 2023.#TL and WE v Liquidator of Getin Noble Bank S.A., formerly Getin Noble Bank S.A.#Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 6(1) and Article 7(1) – Effects of a finding that a term is unfair – Mortgage loan agreement indexed to a foreign currency containing unfair terms concerning the exchange rate – Nullity of that contract – Claims for restitution – Limitation period.#Case C-28/22.