Case C-645/22, Luminor Bank: Judgment of the Court (Ninth Chamber) of 12 October 2023 (request for a preliminary ruling from the Lietuvos Aukščiausiasis Teismas — Lithuania) — R.A. and Others v ‘Luminor Bank AS’, acting through ‘Luminor Bank AS’ Lietuvos skyrius (Reference for a preliminary ruling — Unfair terms in consumer contracts — Directive 93/13/EEC — Effects of a term being found to be unfair — Intention of a consumer to preserve a contract by amending the terms found to be unfair — Powers of the national court)