Case C-655/20: Order of the Court (Ninth Chamber) of 17 November 2021 (request for a preliminary ruling from the Juzgado de Primera Instancia No 38 de Barcelona — Spain) — Marc Gómez del Moral Guasch v Bankia SA (Reference for a preliminary ruling — Article 99 of the Rules of Procedure of the Court — Consumer protection — Directive 93/13/EEC — Unfair terms in consumer contracts — Mortgage loan agreement — Variable interest rate — Mortgage loan reference index (IRPH) — Review of transparency by the national court — Assessment of the unfair nature of contractual terms — Consequences of a declaration of nullity — Judgment of 3 March 2020, Gómez del Moral Guasch (C-125/18, EU:C:2020:138) — New questions)